An Industry Note: Financing Options from Information Technology Vendors: Addressing the Needs of the Small and Medium Business Market
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The credit covered hardware, software, training, and maintenance. Some organizations such as IBM Global Finance also offered project finance encompassing the customer's business transformation processes. Through no-interest lease options and low-interest flexible financing schemes, technology vendors entered into short- and long-term relationships with SMBs, giving them the freedom to invest in business expansion activities rather than worry about IT spends.
Small and Medium Businesses (SMBs), Information and Communication Technologies (ICT), Customizable financial solutions, Technology acquisition, Legacy equipment, Technology obsolescence, Leasing, Finance lease, Operating lease, Sale and leaseback, Resellers, Channel partners, IBM Global Financing, Cisco Systems Capital, Dell, Microsoft, Hewlett Packard (HP), Enterprise Resource Planning (ERP), Supply Chain Management (SCM), Customer Relationship Management (CRM), Unified Communications, Internet Protocol (IP) telephony, Virtual Private Networks (VPNs), Intranet, Business growth, Operational efficiency, Investment protection, Remote connectivity, Small and Medium Enterprises (SMEs)
1] IBM is a leading information
technology solutions provider in the world with total revenues of US$ 103.6
billion in 2008.
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