Claims for Loss to Property - Genuine or Fraudulent
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Case Details:
Case Code : INS002
Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India
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Please note:
This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.
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Dinesh Mishra was the owner of an apparel showroom situated in a commercial
area of Navi Mumbai. The showroom stocked clothes for wealthy, trendy young
people. It carried a variety of designs and premier collections designed by
famous designers, including Ritu Beri.
On weekdays Mishra would stay in the apparel showroom upto 1:00 am as people
in the city preferred to do late evening shopping. Thus, he could not spend
sufficient time with his family during weekdays.
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Every weekend Mishra spent time with his family. One
evening, he was enjoying his weekend with his family in a restaurant
situated outside the town on a small hillock. While Mishra and his
family were enjoying a mid-night buffet at the restaurant, his cell
phone started ringing.
Ratan, the security guard of the apparel showroom, was on the line. In a
panic-stricken voice, Ratan informed Mishra that there was a major fire
in the showroom and that the showroom was completely destroyed in the
fire. On hearing the news, Mishra was shell-shocked and couldn't speak a
word... |
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