BISWA: Fostering Inclusive Growth through Microfinance (Abridged)

Case Studies | Cases in Business, Management, Cases | Case Study

ICMR HOME | Case Studies Collection

Case Details:

Case Code : BSTR392
Case Length : 19 Pages
Period : 2004-2010
Pub Date : 2011
Teaching Note :Available
Organization : BISWA
Industry : Microfinance
Countries : India

To download BISWA: Fostering Inclusive Growth through Microfinance (Abridged) case study (Case Code: BSTR392) click on the button below, and select the case from the list of available cases:

Business Ethics Case Studies | Case Study in Management, Operations, Strategies, Business Ethics, Case Studies


For delivery in electronic format: Rs. 500;
For delivery through courier (within India): Rs. 500 + Shipping & Handling Charges extra

Business Strategy Case Studies
Case Studies Collection
Business Strategy Short Case Studies
View Detailed Pricing Info
How To Order This Case
Business Case Studies
Area Specific Case Studies
Industry Wise Case Studies
Company Wise Case Studies

Custom Search

Please note:

This case study was compiled from field research, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

ICMR India ICMR India ICMR India ICMR India RSS Feed

<< Previous



BISWA was an NGO founded by Malick, a professional banker, with some like-minded people in 1994. Born in 1956, Malick had a good background in economics, law, business administration, finance, and banking. Headquartered in Danipali (Sambalpur), BISWA was a relatively large social service organization in India and an MFI. After having initially concentrated on Odisha, BISWA had fast developed a pan India presence. It had adopted an approach to social development that was integrated with microfinance, micro-enterprise, micro-insurance, and micro-marketing...

Business Strategy | Case Study in Management, Operations, Strategies, Business Strategy, Case Studies

BISWA's Microfinance Activities

In 1994, BISWA started extending micro-credit to needy people using the individual lending model. But in 1996, it decided to adopt the SHG model. This was also the time that BISWA started making a shift from a donor-dependent model to earned income strategies. In its early days, BISWA's SHGs received credit facilities by directly being linked to banks. Or BISWA would avail of small loans from commercial banks or regional rural banks to extend credit to the SHGs. It received loans from SBI to the tune of Rs.10,000 per borrower...

Formation of SHGs, Loan and Repayment

The SHGs, the backbone of BISWA's microfinance program, were primarily comprised of women and had 16 to 20 members each. These groups were formed after BISWA's field staff identified the village and the locality, and conducted a baseline survey of the socio-economic indicators. The field staff then organized a meeting of eligible people and made them aware of the concept of SHG...

Excerpts Contd... - Next Page>>

Business Ethics Case Studies | Case Study in Management, Operations, Strategies, Business Ethics, Case Studies

Custom Search

Case Studies in Business Strategy Volume VI

Case Studies in Business Strategy
e-Book on Business Strategy

Case Study Volumes Collection

Business Strategy
Workbooks Collection

Case Studies Links:- Case Studies, Short Case Studies, Simplified Case Studies.

Other Case Studies:- Multimedia Case Studies, Cases in Other Languages.

Business Reports Link:- Business Reports.

Books:- Textbooks, Work Books, Case Study Volumes.