Factors Influencing Automobile Underwriting

  
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Please note:

This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

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Case Details:

Price:
Case Code : INS008 For delivery in electronic format: Rs. 100;
For delivery through courier (within India): Rs. 100 + Rs. 25 for Shipping & Handling Charges

Themes

-
Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India

Abstract:

These caselets deal with automobile liability insurance. Caselet 1 focuses on various underwriting factors considered for checking the insurability of an automobile and the influence of these factors over the cause of loss. Further, the caselet analyzes the rating criteria of insurers.

Caselet 2 discusses factors, which dampen the spirits of private insurance companies, and discourage their coming forward to provide insurance coverage for certain models of automobiles.

Issues:

» Understand the factors that affect the underwriting of commercial automobiles

» Discuss the pros and cons of the use of various models of cars as taxis in India

Keywords:

Automobile liability insurance, underwriting factors, insurability, automobile, influence, rating, criteria of insurers, factors, dampen, spirits, private insurance companies, insurance coverage, models, automobiles

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