IRDA and the Changing Tariff Structure for Motor Vehicle Insurance in India

  
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Please note:

This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

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Case Details:

Price:
Case Code : INS012 For delivery in electronic format: Rs. 100;
For delivery through courier (within India): Rs. 100 + Rs. 25 for Shipping & Handling Charges

Themes

-
Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India

Abstract:

The case discusses the proposed changes in the tariff structure for motor vehicle insurance in India.

It examines the role of the Insurance Regulatory and Development Authority (IRDA) with regard to the rationalization of the tariff structure for motor vehicle insurance and the recommendations made by the Ansari Committee.

The case also examines some underwriting factors like safety equipment and territory of operation and their impact on the tariff rate of motor vehicle insurance.

Issues:

» Understand the underwriting factors that can affect the tariff rate of motor vehicles insurance

» Discuss the proposed modifications in the tariff structure for motor vehicles insurance

Keywords:

Changes, tariff structure, motor vehicle insurance, India, Insurance Regulatory and Development Authority, IRDA, rationalization, tariff structure, motor vehicle, insurance, Ansari Committee, underwriting factors, safety equipment, territory of operation

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