Rate Making in Insurance
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(Case Code: INS018) click on the button below, and select the case from the list of available cases:
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Please note:
This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.
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Case Details:
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Price: |
| Case Code |
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INS018 |
For delivery in electronic format: Rs. 100;
For delivery through courier (within India): Rs. 100 + Shipping & Handling Charges extra
Themes- |
| Case Length |
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03 Pages |
| Period |
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2003 |
| Pub Date |
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2003 |
| Teaching Note |
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Available |
| Organization |
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Varied |
| Industry |
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Insurance |
| Countries
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India |
Abstract:
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These caselets focus on the difficulties that underwriters face in fixing a
rate. Caselet 1 discusses the information required for fixing rates
insofar as the Indian agriculture insurance sector is concerned. It also
discusses the suitable method of ratemaking for agriculture insurance.
Caselet 2 examines the hardening of the insurance market after the
terrorist attack on the World Trade Center, USA, and the problems faced by
underwriters and actuaries to fix rates for terrorism covers. The caselet also
stresses on the need for an organization to buy a policy from a highly rated
insurer in order to improve its credit rating.
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Issues:
» Understand the role and importance of underwriters in fixing a rate
» Discuss the hardening of the insurance market after the terrorist attack on
the World Trade Center, USA
Keywords:
Underwriters, face, fixing, rate, information, fixing rates,
Indian, agriculture, insurance, suitable method, ratemaking, agriculture,
insurance, hardening, insurance market, terrorist attack, World Trade Center,
USA, underwriters, actuaries, fix rates, terrorism covers, organization, policy,
rated, credit rating
Rate Making in Insurance
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