Medical Benefits
The plan options include the United HealthCare Choice Plan, Choice Plus, Exclusive Provider Option (EPO), Point-of-Service (POS), Preferred Provider Option (PPO) and Kaiser HMO (available in California).

Dental Benefits
The Dental Plan pays 100% of covered expenses for preventative care such as periodic cleanings with no deductible. After an annual US $100 deductible, the plan will pay 80% of covered expenses for basic restorative care, 50% for major care and 50% for orthodontia.

Flexible Spending Accounts
Spending accounts can offer significant tax savings. Employees can deposit up to $5,000 of pre-tax pay into a Health Care FSA and up to $5,000 of pre-tax pay in a Dependent Care FSA. They receive reimbursements when they incur eligible expenses.

Vision Care
The vision plan provides reimbursement for services such as annual exams, frames and lenses. Employees out-of-pocket cost can be as low as US $20 if you use a participating provider. There is also coverage for contact lenses.

Life Insurance
Netscape provides employees with basic life insurance as well as accidental death and dismemberment insurance at no cost to the employee. Each employee is covered at two times annual salary up to a maximum of $500,000. Employees can also buy additional employee and dependent life insurance at discounted rates.

Income Protection
Income protection includes disability, sick leave and workers compensation. If an employee becomes disabled and is unable to work, he will be covered by a salary continuation plan covering you at 70%-100% of your pay for up to 180 days. After 180 days of total disability, the employee may be eligible for benefits under Netscape's Long Term Disability Plan.

Disability Benefits
The Long Term Disability Plan assures of a continuing income in the event of an employee is unable to work due to a covered accident or illness. The plan pays up to 60% of pre-disability salary, reduced by any benefits to receive from sources such as Social Security or Workers Compensation.

Business Travel Accident Insurance
Netscape provides an additional three times your annual earnings in accidental death benefits up to $900,0000 to employees while traveling on company business (excluding every day travel to and from work).

Vacation
Full-time employees earn up to ten days of vacation during their first year of service, increasing to fifteen days after three years of service, and twenty days after six years of service. (Part-time employees accrue one-half that of a full-time employee).

Paid Holidays
Netscape observes nine scheduled company-designated holidays and up to two employee-designated personal holidays per year.

401(k) Retirement Savings Plan
The 401(k) Retirement Savings Plan provides employees an opportunity to save for retirement on a tax-deferred basis. With payroll deductions, employees can direct up to 15% of their pretax earnings (8% for employees earning $80,000 in 2000) into the savings plan. The Plan offers 16 investment alternatives through Fidelity Investments and includes loan, rollover, and hardship options. Employees have on-line access to their accounts.