| LIC
|
Moneyback: Rs 6,564 annual premium for the 35-year old for
an assured sum of Rs 1 lakh over 20-year period.
Jeevan Chaya: Rs 5,686 annual premium for the 35-year old
for an assured sum of Rs 1 lakh over 20-year period.
Jeevan Surabhi: Rs 9,581 annual premium for the 35-old for
an assured sum of Rs 1 lakh over 20-year period.
|
Interim benefit of Rs 20,000 for every 5 years, accidental
benefit rider, and declared bonus of Rs 65 per Rs 1,000 in the last
year. Interim benefit of Rs 25,000 in 4th, 8th, 12th and 15th
years, accidental benefit rider, cover increases by 50% every 5
years beginning from the 6th year and premium paying term is less
than the term of the policy.
Comes with accidental benefit rider. |
| ICICI PRU |
Cashbak: Rs 6,618 annual premium for the 35 – year old on
assured sum of Rs 1 lakh over 20-year period.
|
Interim benefits of Rs 10,000 in 4th year, 15,000 in 8th
year, 20,000 in 12th year and 25,000 in 16th year, accident benefit
rider, guaranteed returns @ 3.5% per annum (compounded) for the
first 7 years, 120% of the sum assured is returned during the term
of the policy.
|
| Birla Sun Life
|
Moneyback: Rs 6,144 annual premium for the 35 year old on
assured sum of Rs l lakh over 20-year period.
|
Interim benefits of Rs 15,000 in 5th, 10th and 15th year,
accident benefit rider, the insured has the option to choose the
rate of guaranteed returns from 3-6% per annum (compounded)
depending on the investment fund. |
| OM Kotak
|
Moneyback: Rs 7,330 annual premium for the 35 year old on
assured sum of Rs 1 lakh over 20-year period.
|
Comes with accident benefit rider. |
| HDFC Standard
|
Moneyback: Rs 7,981 annual premium for the 35-year-old on
an assured sum of Rs 1 lakh over 20-year period.
|
Interim benefits of Rs 25,000 in 5th, 10th and 15th year,
accident benefit rider, and no guaranteed returns were given. |
| TATA AIG
|
Assure 21 yrs: Rs 9,369 annual premium for the 35 year old
on assured sum of Rs 1 lakh over 20-year period.
|
Interim benefits Rs 10,000 every 3 years, if the policy's
term continues for 10 years, 10% of the sum assured is guaranteed.
The company indicates 5% of the bonus per annum and accident benefit
rider is allowed. |
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